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Search results for “subrogation”

20 results

Everybody wants a cut of your crash settlement in Waterloo

A Waterloo farm worker on a motorcycle gets rear-ended at a light, the city points at the road defect, and the money fight turns into who grabs the settlement first.

ARTICLE by Keith Haroldson

my car disappeared in a dust storm near Cedar Rapids and now everyone wants proof

After a highway dust storm crash near Cedar Rapids, the evidence disappears fast, and that matters even more when a health insurer starts claiming your whole settlement.

ARTICLE by Gary Johannsen

rear ended in a Cedar Rapids construction zone and insurance denied everything now what

An EMT in Cedar Rapids got rear-ended in a sudden-stop construction zone while on the clock, and the denial may involve a government road claim, a commercial auto policy, and workers' comp all at once.

ARTICLE by Linda VanDerPol

Second busted-up shoulder in Dubuque, and now a crosswalk apparently needs a seatbelt?

A Dubuque construction worker hit in a crosswalk may hear all kinds of garbage from insurance, including blame that makes no sense, even when the driver is facing criminal charges.

ARTICLE by Angela Washington

Eight months after an Iowa City shoulder crash, your Instagram can still blow up the claim

A pregnant Iowa City business owner got rear-ended on the highway shoulder, can't work normally, and now the trucking insurer is using social media to argue she and the baby are fine.

ARTICLE by Wayne Recker

Should You Talk to Insurers After an Iowa Crash?

If you were hurt in an Iowa crash and the other insurer starts sounding helpful right away, the real question is what they're trying to lock you into before your injuries and your case are clear.

ARTICLE by Angela Washington

Iowa Dog Bite Claim and Landlord Liability

Iowa does not give dog owners one free bite, and a landlord usually is not automatically on the hook just because they knew the dog was a problem.

ARTICLE by Angela Washington

My coworker said no plate means no claim after a Dubuque hit-and-run, true?

The one thing your employer or landlord is hoping you never find out: no plate does not automatically mean no money. From the insurance company's perspective, they want this to...

I was on the clock and maybe not paying full attention - can I still go after the driver with bad brakes?

A Sioux City office worker can have a workers' comp claim and a separate injury case at the same time, and being a little distracted does not automatically wipe either one out.

ARTICLE by Wayne Recker

Suing after a two-hit crash in Iowa City can feel ugly - waiting is still smarter

Two impacts in one crash can leave you arguing with two insurers while your income drops fast, and a quick settlement can wreck the rest of the claim.

ARTICLE by Keith Haroldson

Why can insurance ignore my VA doctor after an Iowa City deer crash?

The expensive mistake is assuming the insurance company has to follow your VA doctor's opinion. In Iowa, it does not get to choose your doctor in a regular car-accident claim,...

Can my dad claim future medical costs after a Sioux City semi crash?

Iowa's higher auto liability limits are now $25,000 per person and $50,000 per crash, but that does not cap what your dad can claim for a serious injury. If a semi crash on...

Is using my own Iowa insurance worth it after a Dubuque whiteout hit-and-run?

In Iowa, uninsured motorist and hit-and-run injury claims often settle in the roughly $15,000 to $50,000 range, and serious cases can be worth much more. The insurance company...

crashworthiness doctrine

The surprising part is that a manufacturer can be liable even when it did not cause the crash itself. Think of a seat belt, airbag, cab roof, or fuel system like a hard hat on...

My coworker said an old MRI kills my Des Moines crash claim, true?

There is no reliable statewide average settlement figure in Iowa for pre-existing-injury crash claims, because the value depends on what changed after the crash. An old MRI...

My sister got hurt in an Uber near a Davenport school zone, what deadline matters?

Miss the government-claim timeline and the case can be thrown out before fault is ever decided. What should have happened right away was figuring out who controlled the road or...

I used my own insurance after a Dubuque work crash, did I ruin workers comp?

90 days is the big Iowa deadline for giving notice of a work injury, and that is what the insurance company will focus on. They may tell you that because you used your own...

Still hurting after my Waterloo deer crash. Is it too late to sue over a bad airbag?

The one thing the company is hoping you never find out is this: in Iowa, a defective airbag claim may still be alive if you only learned later that the part was defective or...

Why is the insurer blaming me for black ice in a Sioux City parking lot?

"When did you first see the ice?" That is the adjuster's setup question, because your answer can be used to argue you were more than 50% at fault and therefore recover nothing...

Preserving Truck Data After a Des Moines Pedestrian Crash

A Des Moines nurse hit by a speeding company truck needs to move fast because the electronic crash data can disappear long before the injury picture is fully clear.

ARTICLE by Hieu Nguyen