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Search results for “denied insurance”

20 results

rear ended in a Cedar Rapids construction zone and insurance denied everything now what

An EMT in Cedar Rapids got rear-ended in a sudden-stop construction zone while on the clock, and the denial may involve a government road claim, a commercial auto policy, and workers' comp all at once.

ARTICLE by Linda VanDerPol

my car disappeared in a dust storm near Cedar Rapids and now everyone wants proof

After a highway dust storm crash near Cedar Rapids, the evidence disappears fast, and that matters even more when a health insurer starts claiming your whole settlement.

ARTICLE by Gary Johannsen

My coworker said no plate means no claim after a Dubuque hit-and-run, true?

The one thing your employer or landlord is hoping you never find out: no plate does not automatically mean no money. From the insurance company's perspective, they want this to...

Should You Talk to Insurers After an Iowa Crash?

If you were hurt in an Iowa crash and the other insurer starts sounding helpful right away, the real question is what they're trying to lock you into before your injuries and your case are clear.

ARTICLE by Angela Washington

Second busted-up shoulder in Dubuque, and now a crosswalk apparently needs a seatbelt?

A Dubuque construction worker hit in a crosswalk may hear all kinds of garbage from insurance, including blame that makes no sense, even when the driver is facing criminal charges.

ARTICLE by Angela Washington

I used my own insurance after a Dubuque work crash, did I ruin workers comp?

90 days is the big Iowa deadline for giving notice of a work injury, and that is what the insurance company will focus on. They may tell you that because you used your own...

Eight months after an Iowa City shoulder crash, your Instagram can still blow up the claim

A pregnant Iowa City business owner got rear-ended on the highway shoulder, can't work normally, and now the trucking insurer is using social media to argue she and the baby are fine.

ARTICLE by Wayne Recker

Everybody wants a cut of your crash settlement in Waterloo

A Waterloo farm worker on a motorcycle gets rear-ended at a light, the city points at the road defect, and the money fight turns into who grabs the settlement first.

ARTICLE by Keith Haroldson

Why can insurance ignore my VA doctor after an Iowa City deer crash?

The expensive mistake is assuming the insurance company has to follow your VA doctor's opinion. In Iowa, it does not get to choose your doctor in a regular car-accident claim,...

Is a Davenport DoorDash crash claim worth the hassle on Medicare?

The police report says one thing; your claim value turns on much more than that. In Davenport, the report may list basic fault facts, but insurers decide money based on medical...

Can my immigration status stop me from getting crash compensation in Iowa?

What the insurance company does not want you to know is this: your immigration status does not cancel your right to make an injury claim in Iowa. If you were hurt in an Ames...

crashworthiness doctrine

The surprising part is that a manufacturer can be liable even when it did not cause the crash itself. Think of a seat belt, airbag, cab roof, or fuel system like a hard hat on...

Is using my own Iowa insurance worth it after a Dubuque whiteout hit-and-run?

In Iowa, uninsured motorist and hit-and-run injury claims often settle in the roughly $15,000 to $50,000 range, and serious cases can be worth much more. The insurance company...

Why is the insurer saying my employee can't sue after a Des Moines crash?

File a First Report of Injury with the Iowa Workers' Compensation Commissioner within 4 days after you learn the injury caused more than 3 days of lost work. Your employee also...

Suing after a two-hit crash in Iowa City can feel ugly - waiting is still smarter

Two impacts in one crash can leave you arguing with two insurers while your income drops fast, and a quick settlement can wreck the rest of the claim.

ARTICLE by Keith Haroldson

Why is the insurer blaming me for black ice in a Sioux City parking lot?

"When did you first see the ice?" That is the adjuster's setup question, because your answer can be used to argue you were more than 50% at fault and therefore recover nothing...

double jeopardy

Can the government try someone twice for the same offense? Usually, no. Double jeopardy is the constitutional protection that bars the government from prosecuting or punishing...

Iowa Dog Bite Claim and Landlord Liability

Iowa does not give dog owners one free bite, and a landlord usually is not automatically on the hook just because they knew the dog was a problem.

ARTICLE by Angela Washington

My coworker said an old MRI kills my Des Moines crash claim, true?

There is no reliable statewide average settlement figure in Iowa for pre-existing-injury crash claims, because the value depends on what changed after the crash. An old MRI...

I was on the clock and maybe not paying full attention - can I still go after the driver with bad brakes?

A Sioux City office worker can have a workers' comp claim and a separate injury case at the same time, and being a little distracted does not automatically wipe either one out.

ARTICLE by Wayne Recker