Iowa Accidents

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Search results for “Iowa insurance”

20 results

Should You Talk to Insurers After an Iowa Crash?

If you were hurt in an Iowa crash and the other insurer starts sounding helpful right away, the real question is what they're trying to lock you into before your injuries and your case are clear.

ARTICLE by Angela Washington

Why can insurance ignore my VA doctor after an Iowa City deer crash?

The expensive mistake is assuming the insurance company has to follow your VA doctor's opinion. In Iowa, it does not get to choose your doctor in a regular car-accident claim,...

Can my immigration status stop me from getting crash compensation in Iowa?

What the insurance company does not want you to know is this: your immigration status does not cancel your right to make an injury claim in Iowa. If you were hurt in an Ames...

I used my own insurance after a Dubuque work crash, did I ruin workers comp?

90 days is the big Iowa deadline for giving notice of a work injury, and that is what the insurance company will focus on. They may tell you that because you used your own...

Eight months after an Iowa City shoulder crash, your Instagram can still blow up the claim

A pregnant Iowa City business owner got rear-ended on the highway shoulder, can't work normally, and now the trucking insurer is using social media to argue she and the baby are fine.

ARTICLE by Wayne Recker

Is using my own Iowa insurance worth it after a Dubuque whiteout hit-and-run?

In Iowa, uninsured motorist and hit-and-run injury claims often settle in the roughly $15,000 to $50,000 range, and serious cases can be worth much more. The insurance company...

Iowa Dog Bite Claim and Landlord Liability

Iowa does not give dog owners one free bite, and a landlord usually is not automatically on the hook just because they knew the dog was a problem.

ARTICLE by Angela Washington

Do You Need to Report Hitting a Deer in Iowa

What Iowa drivers usually need to do after a deer crash, when a report matters, and where people screw it up with insurance and scene safety.

ARTICLE by Maria Perez

my car disappeared in a dust storm near Cedar Rapids and now everyone wants proof

After a highway dust storm crash near Cedar Rapids, the evidence disappears fast, and that matters even more when a health insurer starts claiming your whole settlement.

ARTICLE by Gary Johannsen

Why is the insurer blaming me for black ice in a Sioux City parking lot?

"When did you first see the ice?" That is the adjuster's setup question, because your answer can be used to argue you were more than 50% at fault and therefore recover nothing...

My coworker said an old MRI kills my Des Moines crash claim, true?

There is no reliable statewide average settlement figure in Iowa for pre-existing-injury crash claims, because the value depends on what changed after the crash. An old MRI...

Second busted-up shoulder in Dubuque, and now a crosswalk apparently needs a seatbelt?

A Dubuque construction worker hit in a crosswalk may hear all kinds of garbage from insurance, including blame that makes no sense, even when the driver is facing criminal charges.

ARTICLE by Angela Washington

Suing after a two-hit crash in Iowa City can feel ugly - waiting is still smarter

Two impacts in one crash can leave you arguing with two insurers while your income drops fast, and a quick settlement can wreck the rest of the claim.

ARTICLE by Keith Haroldson

rear ended in a Cedar Rapids construction zone and insurance denied everything now what

An EMT in Cedar Rapids got rear-ended in a sudden-stop construction zone while on the clock, and the denial may involve a government road claim, a commercial auto policy, and workers' comp all at once.

ARTICLE by Linda VanDerPol

Can my dad claim future medical costs after a Sioux City semi crash?

Iowa's higher auto liability limits are now $25,000 per person and $50,000 per crash, but that does not cap what your dad can claim for a serious injury. If a semi crash on...

Why is workers comp sending me to their doctor after my Waterloo trailer crash?

The part that surprises most people is this: in Iowa, the employer or workers' comp insurer usually gets to choose your care once they accept the injury as work-related. So...

Can my Iowa employer fire me for filing workers comp after a crash?

No - an Iowa employer cannot legally fire you for pursuing a workers' compensation claim after a work crash, including a Dubuque service-van wreck on U.S. 20 near the Julien...

My sister got hurt in an Uber near a Davenport school zone, what deadline matters?

Miss the government-claim timeline and the case can be thrown out before fault is ever decided. What should have happened right away was figuring out who controlled the road or...

Why is the insurer saying my employee can't sue after a Des Moines crash?

File a First Report of Injury with the Iowa Workers' Compensation Commissioner within 4 days after you learn the injury caused more than 3 days of lost work. Your employee also...

My coworker said no plate means no claim after a Dubuque hit-and-run, true?

The one thing your employer or landlord is hoping you never find out: no plate does not automatically mean no money. From the insurance company's perspective, they want this to...